Travel Insurance
Protect your trip. We strongly recommend travel insurance for every villa booking.
Why We Recommend It
A villa stay is a meaningful investment, often planned months in advance and shared with the people who matter most. Travel insurance is the simplest way to protect that investment if something unexpected comes up before or during your trip.
We do not sell or administer travel insurance. We encourage every guest to purchase a policy from a licensed provider that fits their needs, and to read the terms carefully before traveling.
What to Look For in a Policy
Common Areas of Coverage
Travel insurance plans vary widely. When comparing policies, guests typically look for coverage in the following areas:
- Trip cancellation and interruption
- Emergency medical care while traveling
- Emergency medical evacuation
- Travel delay and missed connections
- Lost, stolen, or delayed baggage
- Hurricane and named-storm coverage (where available)
- Cancel For Any Reason (CFAR) upgrades, offered by some providers
Coverage limits, eligibility, and exclusions differ by provider and plan. Always confirm the details directly with your insurer.
When to Purchase
Timing Matters
Many travel insurance benefits, including certain optional upgrades, are only available when a policy is purchased shortly after your initial trip deposit. For the broadest range of options, most providers recommend buying coverage at the time of booking.
Hurricane and named-storm coverage is generally only available before a storm has been named. Check with your insurer for specific cutoff rules.
Where to Find a Policy
How to Get Covered
Travel insurance is available from licensed providers and comparison platforms. Guests often start with:
Insurance Comparison Site
Platforms like InsureMyTrip or Squaremouth let you review multiple providers side by side.
A Travel Advisor
Your advisor can recommend a policy aligned with your trip and party size.
Your Credit Card
Many cards include limited travel protections. Check your benefits guide to see what's covered.
Our reservations team can answer general questions about your booking and provide any documentation you may need to support a claim.
FAQ
Frequently Asked Questions
Is travel insurance required to book?
No. It is optional, but strongly recommended.
Does Caribbean Villa Escapes sell insurance?
No. We do not sell or administer travel insurance. Guests purchase coverage directly from a licensed provider.
Will I get a refund if I cancel without insurance?
Refunds are governed by the cancellation policy on your booking confirmation. Travel insurance is the most reliable way to protect non-refundable amounts.
How do I file a claim?
Claims are filed directly with your insurance provider. Our team can supply booking documentation if needed.
Travel Protected